The SME Cash Grant 2026 provides eligible Singapore businesses with up to S$2,500 in November. Learn who qualifies, how the grant is calculated, how payment works and what SMEs should check before disbursement.
BizSG gives Singapore SMEs a simpler way to discover government grants, trade tools and business support. Learn how SMEs can use the new platform to identify relevant schemes while still planning project costs, cash flow and funding needs carefully.
Learn how SMEs can calculate the cash needed to launch a new product by analysing unit economics, production quantities, marketing costs, sales ramp, inventory risk and the peak funding requirement before customer cash arrives.
Learn how SMEs can calculate how much cash to keep before funding a major investment by identifying the lowest projected cash balance, setting an operating cash floor and determining how much capital is genuinely available.
Hiring an additional employee is often discussed as a growth decision. An SME may hire because it expects more customer demand, needs additional production capacity, wants to improve service levels or needs specialist skills that the current team does not have. However, the financial effect of hiring usually begins before the commercial benefit does. The…
Learn when refinancing existing business debt may make financial sense for an SME by comparing monthly cash-flow relief, total repayment cost, switching fees, repayment capacity and underlying business performance.
Understand how personal guarantees work in SME financing, what obligations business owners should review, and how repayment capacity and financing risk should be assessed before signing.
Learn how SMEs can analyse a business financing offer, including repayment terms, fees, guarantees, security, default provisions and other obligations before signing.
Learn how SMEs can build credible financial projections to estimate funding needs, understand cash flow and assess repayment capacity before taking business financing.
Taking business financing should not depend only on whether an SME can afford the repayments when everything goes according to plan. Sales may be weaker than expected. A major customer may pay late. Supplier costs may rise. Equipment may suddenly need repair. A project may take longer to complete. These events do not necessarily mean…
